Terms and Conditions

1. Acceptance of Terms

By accessing and using the website https://pmmyloan.com (hereinafter referred to as “the Website” or “the Service”), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, our Privacy Policy, and our Disclaimer. If you do not agree with any part of these terms, you must not use our Website.

2. Definitions

  • “Service” refers to the loan advisory, facilitation, and information services provided by PMMYLoan.com.

  • “User,” “You,” “Your” refers to the individual accessing or using the Service.

  • “We,” “Us,” “Our” refers to Shri Ashok Kumawat and PMMYLoan.com.

  • “Banking Partners” refers to public/private sector banks, NBFCs, and other financial institutions we may connect you with.

3. Services Description

PMMYLoan.com acts as an intermediary (loan facilitator/advisor) between potential borrowers and financial institutions. We provide:

  • Information about the Pradhan Mantri Mudra Yojana (PMMY).

  • Preliminary guidance on loan eligibility.

  • Assistance in preparing and submitting loan applications to our Banking Partners.

  • Advisory support throughout the loan application process.

We are not a lender, bank, or financial institution. We do not sanction loans, disburse funds, or set interest rates, fees, or terms of any loan product. All loan decisions are made solely by our Banking Partners at their discretion.

4. User Eligibility

To use our Service, you must:

  • Be at least 18 years of age.

  • Be a resident of India.

  • Possess the legal authority to enter into a binding contract.

  • Provide true, accurate, current, and complete information about yourself and your business as prompted by our forms.

5. User Responsibilities

You agree to:

  • Provide accurate, not misleading, and complete information.

  • Use the Service only for lawful purposes and in accordance with these Terms.

  • Not use the Service to engage in any fraudulent or illegal activity.

  • Not interfere with or disrupt the Website or servers connected to the Website.

6. Intellectual Property

The Website and its original content, features, functionality, logo, and name are and will remain the exclusive property of PMMYLoan.com and are protected by international copyright, trademark, and other intellectual property laws.

7. Disclaimer of Warranties

Your use of the Service is solely at your own risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. We expressly disclaim all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee:

  • That you will be approved for a loan.

  • The specific terms (interest rate, amount, tenure) of any loan offer.

  • That the Service will be uninterrupted, timely, secure, or error-free.

  • The accuracy or reliability of any information provided by third parties.

8. Limitation of Liability

In no event shall Shri Ashok Kumawat, PMMYLoan.com, its affiliates, or their respective directors, employees, or agents be liable for any indirect, punitive, incidental, special, consequential, or exemplary damages, including without limitation damages for loss of profits, goodwill, data, or other intangible losses, that result from the use of, or inability to use, this Service.

9. Indemnification

You agree to indemnify, defend, and hold harmless PMMYLoan.com and Shri Ashok Kumawat from and against any and all claims, damages, obligations, losses, liabilities, costs, debt, and expenses arising from:

  • Your use of and access to the Service.

  • Your violation of any term of these Terms and Conditions.

  • Your violation of any third-party right, including without limitation any copyright, property, or privacy right.

10. Links to Other Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by PMMYLoan.com. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by or in connection with the use of any such content, goods, or services available on or through any such websites or services.

11. Termination

We may terminate or suspend your access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

12. Governing Law

These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. The courts located in [City, State, e.g., Jaipur, Rajasthan] shall have exclusive jurisdiction over any disputes arising out of or relating to these Terms.

13. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

14. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

Shri Ashok Kumawat
Email: ashokkumawat96959@gmail.com